a) Use of cookies on the Business & Expats Health insurance website 

What are cookies, and what are they used for? A cookie is a small file containing information about the visitor's behaviour when they browse a site. As such, the cookie memorises certain preferences, for example the choice of language. Technically speaking, the cookie is generated by the server of the visited site, but it is stored on the computer's hard disk or on any mobile device equipped with the user's Internet connection (smartphone or tablet for example). 

To learn more about how cookies work, visit the All About Cookies website. What types of cookies are used by Business & Expats Health insurance?  Business & Expats Health insurance uses technical cookies, tracking cookies and marketing cookies. In some cases, cookies may be cookies from partners of Business & Expats Health insurance.
Technical cookies are useful in that they allow us to recognise you when you visit our websites. You no longer need to re-enter your password and username each time you access a website, for example. They can also be used to log the pages you visit and the preferences you choose when you visit. This allows us to improve your experience and our websites.
Technical cookies can help you avoid having to make certain choices (such as language) every time you visit the site. They can also store the information you provide when you fill out an online form so that you receive the requested service: for a simulation, for example, the different steps are memorised so that we can calculate the result.
Tracking cookies are used to analyse the use of our site and to compile statistics. To this end, we use cookies from the software which we use to make calculations, for example, statistics on the traffic to our site in order to measure the effectiveness of our marketing actions.

Analytical cookies are used to compile anonymous statistics about your browsing habits, and to collect information about your online activity on websites. In this case, you will not be personally identified and all information collected will only be used in aggregate form to draw up reports.

Marketing cookies make it possible to improve and personalise the content and functioning of our site; to avoid presenting the same advertisements each time; to monitor and optimise Business & Expats Health insurance' banners on other sites. Third party cookies are cookies which are set by a different domain from the one the user is visiting. Business & Expats Health insurance uses carefully selected third parties to provide certain services and to improve the service we offer you. Some of these third parties use cookies. Business & Expats Health insurance also provides links to external third-party websites and Business & Expats Health insurance pages on social networks, and you can choose to click on these sites. If you click on them, these third party sites may send cookies to your browser. We do not accept any liability regarding these cookies. You can consult the cookie policies on the respective websites of these third parties for more information on what they do with these cookies and how you can manage them.

More specifically, the cookies and similar technologies used on the Business & Expats Health insurance website include the following:
1. technical cookies:

  • ASP.NET_SessionId
  • bepartena-cb-enabled 
  • partena expats#lang or partena business#lang (depending on which site you visit)
2. commercial cookies:
  • utag_main (Google Ads, Facebook Ads, Google Analytics and LinkedIn)

b) Changes to our cookie policy

We reserve the right to modify and update our cookie policy at any time. 
Changes to our cookie policy shall take effect at the time of posting on this site, and
 your continued use of this website means that you accept these changes.

c) Cookies and privacy

Cookies are active for a maximum period of 24 months. The cookies used by Business & Expats Health insurance assign each user a unique encrypted number that cannot be used by third parties. Protections, such as IP address masking, browser plug-ins to deactivate Google Analytics, data privacy and security are applied to analytics.js, Universal Analytics' JavaScript library, and meet the highest standards in terms of data privacy. 

d) Allow or block cookies?

When you visit our website for the first time, we inform you that we use cookies and that these cookies will be placed on your computer's hard drive. Via a proposed link, you can also go to the page which outlines our cookie policy. If you agree to the use of cookies, you will no longer receive this message the next time you visit our site. But you can always go to our cookies page whenever you want, via the link at the bottom of the page.

Most web browsers are set up to automatically accept cookies, but you can of course decide for yourself whether your browser accepts or blocks them. However, Business & Expats Health insurance cannot guarantee that you will have access to all the services on its website and at the online counter if you block cookies.